10 Things You Need to Know About Workers Compensation Benefits in New Jersey

 Getting injured while working can pose a great problem financially and physically. However, the state of New Jersey has laws and regulations that protect workers from such incidents, with workers compensation benefits set in place. The state mandates these benefits for workers who experience injuries or illnesses from their job. In this blog post, we will discuss the 10 things that you need to know about workers compensation benefits attorney New Jersey.

1. Reporting Your Injury

According to the state's workers' compensation laws, employees are required to report their work-related injuries or illnesses within 90 days from the date of the incident. Ensure that you follow this protocol as failing to do this might lead to loss of benefits.

2. Hire a Workers Compensation Lawyer

In New Jersey, workers' compensation law is very complex, and for this reason, you should consider hiring a lawyer when filing your claim. An experienced lawyer can help you navigate through the legal requirements and ensure that you get the compensation that you deserve.

3. Medical Care

The New Jersey Workers’ Compensation Act requires employers to provide for necessary medical care to an injured employee, including hospital, doctors’ appointments, and rehabilitation expenses.

4. Temporary Disability Benefits

If you lose worktime because of an injury, New Jersey Workers' Compensation law provides for temporary disability benefits for any lost wages you may incur during your recovery.

5. Permanent Disability Benefits

If your work-related injury or illness has resulted in permanent disability, your employer’s insurance company must compensate you for it. Typically, these benefits are calculated based on the extent of your disability, nature of your injury, and your age.

6. Impairment Benefits

If a particular injury prevents you from returning to work at the prior pay rate, you may be eligible for an impairment benefit, which is paid at 70% of your weekly wage and is valid for a maximum of 500 weeks.

7. Death Benefits 

If you die from an occupational disease or work-related injury, Workers' Compensation benefits provide death benefits to dependents of the injured worker. The amount of this benefit differs, depending on how many dependents you had, and their current living situation.

8. Wrongful Termination

It is illegal for your employer to retaliate against you, fire, or discriminate against you for pursuing a workers' compensation claim. If it is determined that your employer has retaliated against you, you may be entitled to lost wages, benefits, and reinstatement.

9. Appeals Process

If you are denied workers' compensation benefits in New Jersey, you have the right to appeal the decision. However, the process can be complicated, and it is recommended to have an experienced lawyer assist you.

10. Potential Fraud

Claims fraud can affect workers' compensation cases in New Jersey. For instance, if an employee lies about an injury, they may later be held liable, lose benefits, or even face criminal charges.

Conclusion:

In conclusion, experiencing a work-related injury or illness can be a traumatizing experience and can be financially and physically draining. However, Workers' compensation benefits in New Jersey provide financial coverage for the employee who has sustained a work-related injury or illness. It is crucial to understand your rights and the complexities of New Jersey's workers' compensation system. Contacting an experienced New Jersey Workers' Compensation Lawyer like us could help you navigate your legal options and obtain the benefits you deserve.